Bank Of Baroda : Digital Personal Loan

BOB Personal Loans are a type of loan provided by Bank of Baroda. They are designed to help individuals meet their financial needs and provide flexible repayment options. BOB Personal Loans are available to both salaried individuals and self-employed individuals. The loan amount can range from Rs. 5,000 to Rs. 10 lakh, with repayment terms of up to 5 years. These loans come with competitive interest rates and minimal documentation. They also offer an instant loan approval process.

Features

• Loan amount: Rs. 5,000 to Rs. 10 lakh
• Interest rates: Competitive
• Repayment tenure: Up to 5 years
• Instant loan approval
• Minimal documentation
• Flexible repayment options
• Prepayment facility available

Document Requirment

• Identity Proof: PAN Card, Aadhaar card, Driving license, Voter ID
• Address Proof: Aadhaar card, Driving license, Voter ID, Utility bills
• Bank Statements: Last 6 months
• Income Proof: Salary slips, Bank statements, ITR
• Other Documents: As per bank's requirement

How to Apply

• Visit Bank of Baroda’s website
• Select the ‘Personal Loan’ option
• Fill up the application form
• Attach the required documents
• Submit the form
• Upon approval, get the loan amount in your bank account

Pre-Approved Personal Loan Features & Advantages

• No collateral required
• Pre-approved offers
• Quick and easy loan disbursal
• Special offers for existing customers
• Flexible repayment options
• Lower interest rates
• Longer loan tenure

Digital Personal Loan Features & Advantages

• Loan amount up to Rs. 10 lakh
• Lower interest rates
• No paperwork required
• Faster loan disbursal
• Easy repayment options
• Special offers for existing customers
• Flexible repayment options
• No collateral required

Customer Care

• Phone: 1800 102 4455
• Email: dil.support@bankofbaroda.com
• Website: https://www.bankofbaroda.in/

FAQ

Q1. What is the maximum loan amount available under BOB Personal Loan? A1. The maximum loan amount available under BOB Personal Loan is up to Rs. 10 lakh. Q2. What are the documents required for availing BOB Personal Loan? A2. The documents required for availing BOB Personal Loan are identity proof, address proof, bank statements, income proof and other documents as per bank’s requirement. Q3. What is the repayment tenure of BOB Personal Loan? A3. The repayment tenure of BOB Personal Loan is up to 5 years. Q4. Does BOB Personal Loan offer pre-approved offers? A4. Yes, BOB Personal Loan offers pre-approved offers. Q5. Is collateral required for availing BOB Personal Loan? A5. No, collateral is not required for availing BOB Personal Loan.

Disclaimer

This article is intended to provide general information about BOB Personal Loans. The information provided should not be considered as an advice or recommendation. Please consult a financial advisor for advice specific to your financial situation.