AU Small Finance Bank has introduced the first customizable credit card in India, the LIT (Live It Today) Credit Card. This unique credit card offers several features that cater to customers' lifestyles and enables them to switch between features of their choice.
Table of Contents
- Features of AU Small Finance Bank's LIT Credit Card
- Rewards and Benefits
- Fees and Charges
- Eligibility Criteria
- Conclusion
- FAQs
Features of AU Small Finance Bank's LIT Credit Card
The LIT Credit Card offers customers the flexibility to customize their card features to suit their needs. With the help of the bank's AU0101 app, customers can easily switch between features of their choice and manage and track them in real-time.
Rewards and Benefits
Cardholders can earn up to 10X reward points on online and offline domestic and international transactions. Additionally, they can earn cashback of up to 5% on minimum retail spends of Rs. 7,500 for the 5% cashback offer and Rs. 10,000 for the 2% cashback offer. Cardholders can also enjoy up to four complimentary lounge visits per quarter, a 1% fuel surcharge waiver on fuel transactions between Rs. 400 to Rs. 5,000, and fun and fitness memberships.
Fees and Charges
The LIT Credit Card is a lifetime-free card, but cash withdrawals, fuel transactions, rent payments, insurance payments, and EMI transactions are not eligible for reward points. The card also has a cash advance fee of 2.5% of the amount withdrawn, with a maximum of Rs. 100, and a late payment fee ranging from nil to Rs. 1,100.
Eligibility Criteria
To be eligible for the LIT Credit Card, applicants must be either salaried or self-employed individuals aged between 21 to 60 years. The bank's official website provides a list of documents required for the application process.
Conclusion
The AU Small Finance Bank LIT Credit Card is an all-rounder credit card that offers multiple benefits across categories. The card's customizable features, rewards, and benefits make it an attractive option for customers. However, if this card does not meet their requirements, customers can explore other credit card options offered by the bank that cater to their needs.
FAQs
Q. What is the LIT Credit Card?
Ans. The LIT Credit Card is India's first customizable credit card offered by AU Small Finance Bank.
Q. What are the benefits of the LIT Credit Card?
Ans. The LIT Credit Card offers several benefits, including customizable features, reward points, cashback, complimentary lounge visits, fuel surcharge waiver, and fun and fitness memberships.
Q. How can I apply for the LIT Credit Card?
Ans.To apply for the LIT Credit Card, you must visit the bank's official website and check the eligibility criteria and required documents.
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